Calculate Your Payment
Enter the amount advanced and interest rate to calculate the interest-only payment.
Common Uses of a Home Equity Line of Credit
Home Improvement
Build your dream kitchen, bath, or outdoor space.
Medical Bills
Pay off debts with a low rate and long payoff term.
Tuition
Help you or your dependent earn a degree.
Debt Consolidation
Switch to one easy payment with a lower rate than credit cards and personal loans.
Home Equity Line of Credit
- Introductory APR of 6.75% for six months
- Access up to 85% LTV
- 10-year draw period with interest-only minimum monthly payments
- 15-year repayment period after draw period ends
- Credit line from $15,000 to $325,000
- No closing costs
Residence must be in Tennessee. Download the Shelterline Early Disclosure.
Apply Online
Existing members can also start in digital banking for a simpler application.
Already applied? Check your application status.
