Download our Fee Schedule or Business Fee Schedule. Last updated May 9, 2022.
Notice: Paper statement fee is increasing to $5/month on February 10. Log in to Digital Banking to enroll in online documents for free and secure storage.
Savings Accounts
| DESCRIPTION | AMOUNT |
|---|---|
| Savings Withdrawal Fee
after 3 per quarter, waived with Checking
|
$5.00 ea |
| Savings Inactive Account
after 18 consecutive months with month-end balance < $100 and no other account (excluding Christmas Savings) and age is 24+
|
$5.00 mo |
| Dormant Account Fee | $25.00 yr |
| Wealth Builder MMA Check Fee
after 3 per month
|
$5.00 ea |
| Wealth Builder MMA Paper Statement Fee
if age is 18-64, waived with Premier Checking
|
$3.00 mo |
| Christmas Savings Early Withdrawal | $5.00 ea |
| IRA Withdrawal or External Transfer
if age is less than 59 1/2
|
$50.00 ea |
Checking Accounts
| DESCRIPTION | AMOUNT |
|---|---|
| Premier Checking
20% discount if age is 65+
|
$10.00 mo |
| Overdraft transactions greater than $5
maximum of 5 per day
|
$35.00 ea |
| Check Copy | $3.00 ea |
| Paper Statement Fee
if age is 18-64, waived with Premier Checking
|
$3.00 mo |
| Check Orders
each order varies based on quantity and design
|
Varies |
ATM & Debit Cards
| DESCRIPTION | AMOUNT |
|---|---|
| ATM Balance Inquiry | $2.00 ea |
| ATM Out-of-Network Transfer or Withdrawal
waived 2x per month with Checking
waived 4x per month with Premier Checking |
$3.00 ea |
| Foreign Transaction Fee
the percent of each transaction amount originating outside the U.S.
|
1.00% |
| Replacement Debit Card | $10.00 ea |
Credit Cards
| DESCRIPTION | AMOUNT |
|---|---|
| Balance Transfer Fee | 3.00% ea |
| Cash Advance Fee
the greater of $10.00 or 3.00% of the amount of each cash advance
|
3.00% ea |
| Document/Statement Copy Fee | $3.00 ea |
| Foreign Transaction Fee
the percent of each transaction amount originating outside the U.S.
|
1.00% ea |
| Late Payment Fee
the lesser of $35.00 or the required minimum payment if 5 or more days late
|
$35.00 ea |
| Pay-by-Phone Fee
when completed with Cardholder Services
|
$5.00 ea |
| Returned Payment Fee
the lesser of $35.00 or the required minimum payment
|
$35.00 ea |
| Replacement Card Fee | $10.00 ea |
| Rush Replacement Card Fee
delivery estimate within 3-5 business days
|
$50.00 ea |
| Emergency Replacement Card Fee
available through Cardholder Services
|
$50.00 ea |
Download the Visa Application Disclosure.
Business Checking
| DESCRIPTION | AMOUNT |
|---|---|
| Includes 160 items each month as outlined below, then $0.30 each item over allotment. | |
| ACH Credit
after 20
|
$0.30 ea |
| ACH Debit
after 20
|
$0.30 ea |
| Checks Received
after 40
|
$0.30 ea |
| Deposits
after 10
|
$0.30 ea |
| Draft Clearing
after 60
|
$0.30 ea |
| Rolled Coin
after 10
|
$0.30 ea |
| Cash Deposit/Withdrawal
per $100 after $2,500
|
$0.30 ea |
| Monthly Service Fee
if balance falls below $1,500 and no business loan
|
$10.00 mo |
| Paper Statement Fee | $5.00 mo |
Business Select Checking
| DESCRIPTION | AMOUNT |
|---|---|
| Includes 420 items each month as outlined below, then $0.30 each item over allotment. | |
| ACH Credit
after 70
|
$0.30 ea |
| ACH Debit
after 70
|
$0.30 ea |
| Checks Received
after 120
|
$0.30 ea |
| Deposits
after 20
|
$0.30 ea |
| Draft Clearing
after 120
|
$0.30 ea |
| Rolled Coin
after 20
|
$0.30 ea |
| Cash Deposit/Withdrawal
per $100 after $10,000
|
$0.30 ea |
| Monthly Service Fee
no charge for Paper Statement service
|
$20.00 mo |
| Earnings Credit
Annual Percentage Yield earned on account balances of $25,000 and higher. Applied toward account fees. See Business Rate Schedule for current rate.
|
General Services
| DESCRIPTION | AMOUNT |
|---|---|
| Account Reconciliation/Research
1 hour minimum
|
$30.00 hr |
| Account Early Closure Fee
if closed within 6 months
|
$25.00 ea |
| Account Forced Closure Fee | $25.00 ea |
| Cash Advance on non-CFCU Credit Card | 3.00% ea |
| Cashier's Check
waived once per month with Checking
|
$5.00 ea |
| Coin Deposit
percent of total rolled or excessive loose coin
|
5.00% |
| Copy, Print, or Fax | $3.00 pg |
| Escheatment Fee | $100.00 ea |
| Foreign and other Collection Items
minimum fee plus costs incurred
|
$10.00 ea |
| Gift Card Purchase | $3.00 ea |
| Legal Action Processing Fee
includes each levy or garnishment
|
$100.00 ea |
| Mortgage Payoff Request | $30.00 ea |
| Negative Balance After 30 Days | $15.00 ea |
| Notary Fee
waived with Checking
|
$5.00 ea |
| Non-Sufficient Funds (NSF) Item | $35.00 ea |
| Returned Deposit Item | $20.00 ea |
| Returned Mail For Incorrect Address | $10.00 ea |
| Signature Guarantee | $20.00 ea |
| Stop Payment Fee | $35.00 ea |
| Verification of Deposit | $30.00 ea |
Wire Transfers
| DESCRIPTION | AMOUNT |
|---|---|
| Domestic Incoming or Outgoing | $20.00 ea |
| Foreign Incoming | $30.00 ea |
| Foreign Outgoing (not US$) | $55.00 ea |
| Foreign Outgoing (US$) | $85.00 ea |
Safe Deposit Boxes
| DESCRIPTION | AMOUNT |
|---|---|
| Size 3x5 Annual Fee
50% discount with Premier Checking
|
$40.00 yr |
| Size 3x10 Annual Fee
50% discount with Premier Checking
|
$65.00 yr |
| Size 5x10 Annual Fee
50% discount with Premier Checking
|
$75.00 yr |
| Size 10x10 Annual Fee
50% discount with Premier Checking
|
$100.00 yr |
| Replacement Key | Per Vendor |
| Drilling Fee | Per Vendor |