Download our Fee Schedule or Business Fee Schedule. Last updated February 1, 2025.
Savings Account Fees
DESCRIPTION | AMOUNT |
---|---|
Christmas Savings Early Withdrawal | $5.00 |
IRA Withdrawal or External Transfer
- waived if age is 59 1/2 or older
|
$50.00 |
Money Market Check Clearing
- personal accounts only after 3 per month
|
$5.00 |
Money Market Paper Statement (monthly)
- waived with Business Select or Premier Checking,
or if age is under 18 or over 64 |
$5.00 |
Share Savings Inactive Account
- after 18 months with month-end balance < $100
and no other account (excluding Christmas Savings) and age is over 23 |
$5.00 |
Share Savings Withdrawal
- after 3 per quarter, waived with Checking
|
$5.00 |
Personal Checking Fees
DESCRIPTION | AMOUNT |
---|---|
Overdraft Privilege (ODP) Item
- each transaction > $5, maximum of 5 per day
|
$35.00 |
Paper Statement (monthly)
- waived with Premier Checking or if age is under 18 or over 64
|
$5.00 |
Premier Checking (monthly)
- 20% discount if age is over 64
|
$10.00 |
Rewards Checking (monthly)
- waived with direct deposits totaling $1500 or average daily balance of $2000
|
$7.00 |
ATM and Debit Card Fees
DESCRIPTION | AMOUNT |
---|---|
ATM Balance Inquiry | $2.00 |
ATM Out-of-Network Transfer or Withdrawal
- waived 2x per month, or 4x with Premier Checking
|
$3.00 |
Foreign Transaction
- percent of transaction originating outside USA
|
1.00% |
Replacement Debit Card | $10.00 |
Credit Cards Fees
DESCRIPTION | AMOUNT |
---|---|
Balance Transfer | 3.00% |
Cash Advance
- the greater of $10.00 or 3.00% of the amount of each cash advance
|
3.00% |
Document/Statement Copy | $3.00 |
Foreign Transaction
- percent of transaction originating outside USA
|
1.00% |
Late Payment
- the lesser of $35.00 or the required minimum payment if 5 or more days late
|
$35.00 |
Pay-by-Phone
- when completed with Cardholder Services
|
$5.00 |
Returned Payment
- the lesser of $35.00 or the required minimum payment
|
$35.00 |
Card Replacement | $10.00 |
Rush Card Replacement
- delivery estimate within 3-5 business days
|
$50.00 |
Emergency Card Replacement
- available through Cardholder Services
|
$50.00 |
Download the Visa Application Disclosure.
Business Checking Fees
DESCRIPTION | AMOUNT | |
---|---|---|
160 items included per month, then $0.30 per item over allotment | ||
ACH Credit | after 20 | $0.30 |
ACH Debit | after 20 | $0.30 |
Checks Received | after 40 | $0.30 |
Deposits | after 10 | $0.30 |
Draft Clearing | after 60 | $0.30 |
Rolled Coin | after 10 | $0.30 |
Cash Deposit/Withdrawal
- per $100 after $2,500
|
$0.30 | |
Business Checking
- if balance falls below $1,500 and no business loan
|
monthly | $10.00 |
Paper Statement | monthly | $5.00 |
Business Select Checking Fees
DESCRIPTION | AMOUNT | |
---|---|---|
420 items included per month, then $0.30 per item over allotment | ||
ACH Credit | after 70 | $0.30 |
ACH Debit | after 70 | $0.30 |
Checks Received | after 120 | $0.30 |
Deposits | after 20 | $0.30 |
Draft Clearing | after 120 | $0.30 |
Rolled Coin | after 20 | $0.30 |
Cash Deposit/Withdrawal
- per $100 after $10,000
|
$0.30 | |
Business Select Checking | monthly | $20.00 |
Earnings Credit
- balance of $25,000 or more earns fee credit at rate of 0.13% per Truth-in-Savings Disclosure - Business Shares
|
General Service Fees
DESCRIPTION | AMOUNT | |
---|---|---|
Account Reconciliation/Research | hourly | $30.00 |
Account Closure within 6 Months | $25.00 | |
Account Forced Closure | $25.00 | |
Check Copy | $3.00 | |
Check Order | per design | |
Copy, Print, or Fax | per page | $3.00 |
Dormant Account | annually | $25.00 |
Escheatment | $100.00 | |
Foreign and Other Collection Items
- minimum fee plus costs incurred
|
$10.00 | |
Legal Action Processing
- levy, garnishment, etc.
|
$100.00 | |
Mortgage Payoff Request | $30.00 | |
Negative Balance After 30 Days | $15.00 | |
Notary Service
- waived with Checking
|
$5.00 | |
Returned Mail for Incorrect Address | $10.00 | |
Signature Guarantee | $20.00 | |
Stop Payment | $35.00 | |
Verification of Deposit | $30.00 |
General Transaction Fees
DESCRIPTION | AMOUNT |
---|---|
Cash Advance on non-CFCU Credit Card | 3.00% |
Cashier's Check
- waived once per month with personal Checking
|
$5.00 |
Coin Deposit (Rolled or Excessive Loose)
- personal accounts only
|
5.00% |
Gift Card Purchase | $3.00 |
Non-sufficient Funds (NSF) Item | $35.00 |
Overdraft Transfer Fee from Line of Credit
- business accounts only
|
$10.00 |
Returned Deposit Item | $20.00 |
Safe Deposit Box Fees
DESCRIPTION | AMOUNT | |
---|---|---|
Annual Fee per Box Size
- 50% discount with Premier Checking
|
3x5 3x10 5x10 10x10 |
$40.00 $65.00 $75.00 $100.00 |
Replacement Key | per vendor | |
Drilling/Lost Key | per vendor |
Wire Transfer Fees
DESCRIPTION | AMOUNT | |
---|---|---|
Domestic | Incoming or Outgoing | $20.00 |
Foreign | Incoming Outgoing (not US$) Outgoing (US$) |
$30.00 $55.00 $85.00 |