Overdraft Services

Overdraft Privilege

  • Up to $1,000 overdraft tolerance
  • Up to 30 days to bring your balance positive
  • Fee of $35 per transaction paid (limit 5 fees/day)

Overdraft Privilege is enabled automatically. The amount of overdraft tolerance is based on your credit score. Please contact us if you wish to opt-out of this service. Read the full disclosure.

Overdraft Protection

  • Credit line as low as $200
  • Longer repayment options
  • Transfers automatically to prevent overdraft
  • No overdraft fee with sufficient credit
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Courtesy Pay Opt-in

  • Enables Visa debit card purchases and ATM withdrawals to be authorized using the overdraft tolerance in your checking account
  • Overdraft Privilege fee based on available balance at time of posting
  • Update your Courtesy Pay opt-in status in digital banking:  More menu > Overdraft Protection > Courtesy Pay.